Research available grants on platforms like Grants.gov. Ensure you meet the eligibility criteria and gather necessary documents. Submit your application and follow up for processing.

Common debt relief programs include debt consolidation, settlement, credit counseling, bankruptcy, and debt management plans. Each offers unique benefits to manage and reduce debt.

Eligibility typically requires demonstrating financial need through the FAFSA, maintaining academic merit, being a U.S. citizen or permanent resident, and enrolling in an accredited institution.

Prepare a strong business plan, maintain good credit, provide collateral, demonstrate steady cash flow, build relationships with lenders, and consider alternative funding sources.